Guaranteed Cashback in India 2017 List – Phonpe and Tez

It’s raining Cashback and Rewards from companies trying to gain the top spot for UPI payments app.

First there is Phonepe by Flipkart giving cashback of 50% (Max INR 100) for both referrer and invitee.


1 .Download Phonepe from any referral link. You could use mine but no pressure –

2. Launch the app… (Duh)

3. Set your Phonepe pin (Used to login to Phonepe)

4. Add a bank account. When you select your bank, the app will check if your mobile number is mapped to it. If not, try another another bank with which you have an account and hope your number is linked to it.

5. After adding your bank account, set your UPI pin (Last 6 digits of your Debit/Credit card number and expiry date required).

6. After successfully adding your bank account make your first UPI transaction of 200 to get max cashback of 100. You can send to one of your friend’s account shown in contacts list in Phonepe and tell him to send your 200 back to you.

Now you as well as your referrer gets 100 (was 50 previously) each into your Phonepe wallet (Non transferable to your bank account but can be used for recharge/payments).

Phonepe-CashbackPhonepe Invite and Earn
















Another UPI payments app trying to break into the market is TezĀ by the one and only “not so evil” Google.


1. Download Tez from any referral link. Again, you could use mine but no pressure –

2. Follow similar steps above like setting pin for Tez login. Can be lock pattern or finger print as well.

3. Adding bank account is same as in Phonepe.

4. Make your first transaction of 50 to your friend and get INR 51 assured straight to your bank account instantly. Tez doesn’t have wallet so whatever cashback and rewards you receive gets sent to your back account directly.

In addition to guaranteed INR 51 cashback you also get a scratch card for every transaction you make to a new recipient.

This scratch card amount ranges from 0 to 1000. I got 385 once and smaller amounts of 26 and 16.

Tez Scratch Card RewardTez-Rewards















You also get a 3rd scratch card – “Lucky Sundays scratch card” every week and stand a chance to win 1 Lakh!

Make the most of the investor money being pumped into these cashbacks. If the person whom you referred is wary of these apps, reassure them that it’s by reputed companies – Flipkart and Google and share this article. Recipients are eligible for first UPI transaction cashback only if they use a referral link to download. So send them yours!


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